Medicare Advantage
Home Care Services

Understanding Supplemental Home Care Benefits

Historically, traditional Medicare has not covered non-medical home care. However, recent changes by the Centers for Medicare & Medicaid Services (CMS) have allowed Medicare Advantage (Part C) plans to offer supplemental benefits designed to keep seniors safe and healthy at home.

These benefits, often referred to as "In-Home Support Services," are intended to assist with activities of daily living, prevent hospital readmissions, and provide temporary relief for family caregivers.

What Can Supplemental Benefits Cover?

While coverage varies by plan, Medicare Advantage supplemental benefits are generally designed to assist with non-medical needs that improve your overall health and safety at home.

• Bathing, dressing, and grooming assistance
• Meal preparation and nutrition support
• Light housekeeping and laundry
• Medication reminders
• Companionship to prevent isolation
• Temporary respite for primary caregivers

Important Note

Medicare Advantage home care benefits are typically limited in scope. They are often capped at a specific number of hours per year or are designed for short-term recovery after a hospital stay.

They are not intended to replace long-term, daily care. For extensive care needs, families often combine these benefits with Private Pay or Long-Term Care Insurance.

*Disclaimer: Costs are estimates based on state averages and do not represent exact quotes. Facility costs often do not include personalized one-on-one care.

Does traditional Medicare cover non-medical home care?

What is Medicare Advantage (Part C)?

Do Medicare Advantage plans cover non-medical home care?

How many hours of care does Medicare Advantage usually cover?

How do I know if my Medicare Advantage plan covers home care?

What types of services are typically covered under these supplemental benefits?

Is a doctor's order required for Medicare Advantage home care benefits?

Can I use Dream Living Support Services with my Medicare Advantage plan?

What if my Medicare Advantage plan doesn't cover enough hours?

Are there specific eligibility criteria to use these benefits?

Do all Medicare Advantage plans offer these benefits?

How long does it take to get approved?

Will I have a copay for in-home support services?

Can these benefits be used for specialized care, like Dementia Care?

What is the first step to using my Medicare Advantage benefits for home care?

Let Us Verify Your Benefits

Don't leave benefits unused. Contact Dream Living Support Services today, and our care coordinators will help you navigate your Medicare Advantage plan to get the care you deserve.